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Division of Consumer Finance

Welcome to the Division of Consumer Finance

What's New

Check Cashing Database - Coming Mid 2015

What We Do

The Division of Consumer Finance licenses and regulates non-depository financial service industries and individuals and conducts examinations and complaint investigations for licensed entities to determine compliance with Florida law.

Collection Agencies:
Consumer Finance:
Loan Originators, Brokers and Lenders:
Money Services Businesses:
Retail Installment Sales:
Title Loan Companies:

Bureau of Registration: processes licenses to ensure that only individuals and businesses that meet the requirements in Florida law are allowed to conduct business in Florida.

Bureau of Enforcement: conducts examinations of licensees which conduct mortgage loan and lending activity, consumer and retail sales, title loans and debt collection.

Frequently asked questions for the Division of Consumer Finance.

Who We Are

Meet the Division of Consumer Finance Management Team.

Statutes and Rules We Regulate

  • Chapter 494, Florida Statutes - Loan Originators and Mortgage Brokers
  • Chapter 516, Florida Statutes - Consumer Finance Act
  • Chapter 520, Florida Statutes - Retail Installment Sales
  • Chapter 537, Florida Statutes - Title Loan Companies
  • Chapter 559-Part V, Florida Statutes - Commercial Collection Practices
  • Chapter 559-Part VI, Florida Statutes - Consumer Collection Practices
  • Chapter 560, Florida Statutes - Money Services Businesses
  • Rule 69V-40, Florida Administrative Code - Mortgage Brokerage
  • Rule 69V-45, Florida Administrative Code - Title Loan Companies
  • Rule 69V-50, Florida Administrative Code - Motor Vehicles Sales Finance
  • Rule 69V-60, Florida Administrative Code - Retail Installment Sales
  • Rule 69V-70, Florida Administrative Code - Sales Finance
  • Rule 69V-80, Florida Administrative Code - Home Improvement Sales and Finance
  • Rule 69V-85, Florida Administrative Code - Retail Installments Sales Act - General Rules
  • Rule 69V-160, Florida Administrative Code - Florida Consumer Finance Act
  • Rule 69V-180, Florida Administrative Code - Collection Agencies
  • Rule 69V-560, Florida Administrative Code - Money Transmitters