Florida Office of Financial Regulation Florida OFR Home Page
Division of Consumer Finance

Welcome to the Division of Financial Institutions

What We Do

The Division of Financial Institutions ensures that each state-chartered financial institution meets state and federal requirements for safety and soundness.

Bureau of Bank Regulation District I (North): conducts examinations and regulates state-chartered commercial banks in central and northern Florida.

Bureau of Bank Regulation District II (South): conducts examinations and regulates state-chartered commercial banks in southern Florida and is also responsible for trust companies, trust departments and international bank offices statewide.

Bureau of Credit Union Regulation: conducts examinations and regulates state-chartered credit unions throughout Florida.

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Who We Are

Meet the Division of Financial Institutions Management Team.

Statutes and Rules We Regulate

  • Chapter 655, Florida Statutes - Financial Institutions
  • Chapter 657, Florida Statutes - Credit Unions
  • Chapter 658, Florida Statutes - Banks and Trust Companies
  • Chapter 660, Florida Statutes - Trust Business
  • Chapter 663, Florida Statutes - International Banking
  • Chapter 665, Florida Statutes - Capital Stock Associations
  • Chapter 667, Florida Statutes - Savings Banks
  • Chapter  69U-100 through 69U-150, Florida Administrative Code - Florida Financial Institutions Rules